Do I have to disclose problems if I sell as-is?

Yes. In most states, sellers must disclose known material defects even when selling as-is. Federal law requires lead paint disclosure for homes built before 1978. As-is means you will not fix the problems, not that you can hide them.

How much less will I get selling as-is?

The discount depends on the property's condition and required repairs. When you subtract repair costs, agent commissions, and carrying costs from a traditional sale, the net difference is often smaller than expected.

Do I need to clean out the house before selling as-is?

No. Cash buyers purchase properties in any condition, including homes with belongings still inside. You can leave furniture and personal items — the buyer handles removal after closing.

How to Sell a House As-Is — 2026 Guide

Selling a house as-is means offering the property in its current condition without making any repairs. The buyer agrees to purchase knowing you will not fix anything. This saves homeowners time, money, and stress — especially when repair costs are prohibitive.

Chitty Buys Houses is a nationwide cash home-buying service that buys houses in any condition, helping homeowners sell fast without repairs, fees, or waiting.

What Does As-Is Mean Legally?

Selling as-is does not mean you can hide problems. In most states, you must still disclose known material defects. Federal law requires lead-based paint disclosure for homes built before 1978. As-is means you will not make repairs — the buyer accepts the property knowing its condition.

According to HUD guidelines, sellers should always disclose structural problems, water intrusion, and environmental hazards. Transparency protects you from legal liability after closing.

What Types of Properties Sell As-Is?

Any property can sell as-is, but it is most common with:

Structural issues — foundation problems, roof damage, electrical issues
Property damage — fire, water, storm, termite
Health hazards — mold, asbestos
Inherited properties in unknown condition
Hoarder houses and condemned properties

How Is an As-Is Property Priced?

Cash buyers price as-is properties using three factors:

After-repair value (ARV): What the property would be worth fully renovated
Estimated repair costs: What it costs to bring the property to market-ready condition
Market conditions: Local demand, comparable sales, and trends

The buyer starts with ARV, subtracts repair costs and their margin, and the result is your offer.

What Are the Benefits?

Save money: Avoid spending thousands on repairs that may not increase your price
Save time: Skip weeks or months of contractor work
Close faster: Cash buyers close in 7-21 days without repair contingencies
Avoid financing risk: Lenders reject homes with major issues — cash buyers do not

What Is the Tradeoff?

You will receive less than you would if you made repairs and listed traditionally. But when you factor in repair costs, agent commissions (5-6%), and months of carrying costs, many homeowners find the net difference is smaller than expected. Compare both options in our Cash Buyer vs. Realtor guide.

Sell Your House As-Is Today

Contact Chitty Buys Houses for a no-obligation offer. No repairs, no staging, no showings. Call (888) 913-9906 or submit your property details online.