Selling to a cash buyer is simple, but a little preparation makes the process even smoother. This checklist covers the 10 things to do before accepting a cash offer — and the things you can skip entirely.
Selling to a cash buyer is simple, but a little preparation makes the process even smoother. This checklist covers the 10 things to do before accepting a cash offer — and the things you can skip entirely. No repairs, no staging, no open houses required.
Chitty Buys Houses is a nationwide cash home-buying service that buys houses in any condition, helping homeowners sell fast without repairs, fees, or waiting.
Your Pre-Sale Checklist
- Gather your property documents. Locate your deed, mortgage statement, tax bills, and any HOA documents. These speed up the title search at closing.
- Know your mortgage payoff amount. Call your lender for the current payoff balance. This tells you how much equity you will walk away with.
- Check for liens or judgments. Unpaid taxes, contractor liens, or court judgments can slow closing. A title company resolves these, but knowing upfront helps. See our guide on selling a house with liens.
- Identify all owners on the title. Every person on the deed must agree to sell. If the property was inherited, confirm probate is complete or in progress.
- Decide what stays and what goes. Cash buyers purchase homes with belongings inside. Decide what you want to take — everything else can stay.
- Gather keys, garage remotes, and gate codes. Have these ready for the closing day handoff.
- Notify your insurance company. Let them know you are selling. Keep coverage active until closing is complete.
- Forward your mail. Set up mail forwarding with USPS to your new address before closing.
- Review the cash offer carefully. Read the purchase agreement. Understand the price, closing date, and any terms. Consult an attorney if you have questions.
- Choose your closing date. Cash sales close in as little as 7 days. Pick a date that gives you enough time to move.
Need to Sell Your House Fast?
Get a free, no-obligation cash offer from Chitty Buys Houses. No repairs, no fees — close on your timeline.
What You Do NOT Need to Do
- No repairs — cash buyers purchase homes as-is
- No cleaning or staging
- No professional photos or listing prep
- No open houses or showings
- No appraisal — cash buyers do not require lender appraisals
What Happens at Closing?
A licensed title company handles all paperwork. You sign the deed transfer, any liens are paid from proceeds, and you receive your funds — typically by wire transfer or cashier's check the same day. The entire closing appointment takes about an hour. For a full walkthrough, read what to expect during a cash sale.
Start Your Cash Sale Today
Call Chitty Buys Houses at (888) 913-9906 or request your cash offer online. We walk you through every step.
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Chitty Buys Houses is not a licensed real estate brokerage. We connect homeowners with cash buyers and licensed professionals.